Catering to the Needs of High-Value Homeowners
When you own a luxury, high-value home – whether in Soho, Manhasset, Scarsdale or Greenwich – standard Homeowners insurance doesn’t provide the protection needed to address the exposures that put you and your assets at risk. The Rubin Group works with a selection of high-end insurers to provide you with a portfolio of products and concierge services to respond to your needs. We insure homes throughout New York and the Tri-State area and beyond to the Florida shores and across the country to the California coast.
Our professional advisors will review the assets related to your home to offer a proposal designed to protect you against the potential for liability lawsuits and property loss, including damage to your dwelling, furnishings, all structures (garages, guesthouses) and valuables such as jewelry, fine art, and other collections (wine, antiques, precious rugs, rare books). We will also review your current program to determine whether you have duplicate or too much coverage, or not enough protection due to coverage gaps or amounts that don’t truly represent your home value and possessions or liability limits that fall short in addressing your financial exposure.