For homeowners, foundation damage can lead to quite a bit of financial loss. While this is the last thing any homeowner wants to deal with, facing the facts and fixing the issues now before they become more severe can save you money in the long run. In addition to acquiring the best NY Homeowners Insurance to protect your investment, look out for the following 4 signs of foundation damage.
Cracked or crumbling foundation.
This is a tell-tale sign of foundation damage. Scan the underlying structure for signs of crumbling, cracking, sagging, or moisture damage.
Warped floors or ceilings.
Look for uneven flooring and ceilings. If the interior walls have space between the baseboards and the floor, this likely means that there is settling and foundation damage.
According to Property Casualty 360, improper water drainage is one of the leading causes of foundation failure. When soil surrounding the home rapidly expands (during wet spells) and contracts (during dry ones), this can lead to unnatural soil shifting — a process that places tremendous pressure on the underlying foundation. Cracks within the foundation and interior structure can prevent water from draining properly, which will cause more damage.
Improper window and door fittings.
If your windows and doors are jammed or hard to open and close, it likely means that the foundation has shifted due to damage. Over time, foundations are built to “give” a little, but ill-fitting doors and windows means the damage has gone beyond the leeway limits of the building materials. Further, gaps in windows and doors can lead to increased costs in heating and cooling bills.
About The Rubin Group
While foundation damage might cause stress and financial hardship, addressing these concerns immediately can prevent further damage and protect your wallet down the road. At The Rubin Group, we proudly offer comprehensive home insurance solutions for New York homeowners who seek the best coverage to protect their assets from all the unexpected hazards they might face. Give us a call today at (877) 806-7239 to learn more about how we can help protect you.