Disability Insurance

Offering Group Disability insurance as part of your benefits package allows your business to strengthen its recruitment and retention strategy to help attract and keep quality employees while also providing a safety net in the event they become ill or injured and are unable to work. A Group policy allows employees to obtain this valuable coverage whey they may not be able to do so on their own – either because of their medical history or financial limitations.

The Rubin Group offers both Group Short-Term and Long-Term Disability insurance to protect your employees’ most valuable asset: the ability to earn income while they are out of work. The premiums on a Group policy can be paid by you, your employees or a combination of the two, using pre-tax or after-tax dollars. In addition, you can take pre-tax company-paid premiums as a business tax deduction.