Offering Group Disability insurance as part of your benefits package allows your business to strengthen its recruitment and retention strategy to help attract and keep quality employees while also providing a safety net in the event they become ill or injured and are unable to work. A Group policy allows employees to obtain this valuable coverage whey they may not be able to do so on their own – either because of their medical history or financial limitations.
The Rubin Group offers both Group Short-Term and Long-Term Disability insurance to protect your employees’ most valuable asset: the ability to earn income while they are out of work. The premiums on a Group policy can be paid by you, your employees or a combination of the two, using pre-tax or after-tax dollars. In addition, you can take pre-tax company-paid premiums as a business tax deduction.